Help Military Families with your Ralphs card.

 

Do you have a Ralph's card?

You can help military families everytime you use it by designating MOM (Military Outreach Ministry) as your charity connected with your Ralph's purchases.

Click link for the Ralph's step-by-step instructions ( at the bottom of the page) and thank you for your support.

 

Blessings,

Barbara Whisenant

Your Friend in the Business

Follow me on Twitter: www.twitter.com/barbarawhis

Be my Friend on Facebook: Barbara Whisenant http://www.facebook.com/barbarawhis

Be my Fan on Facebook: http://www.facebook.com/homes4salesd

Linkedin: http://www.linkedin.com/in/barbarawhisenant

Read my Blog: http://www.barbarawhis.com

Visit my Real Estate website: http://www.Homes4SaleSanDiego.com

Visit my Nu-Skin website: http://barbaraw.nsedreams.com

P.S. It's my intention to build lifelong relationships one client at a time. If you know of a friend, co-worker or family member who has a real estate need, please contact me. Your personal referrals are the greatest compliment I can receive!

 

Things to do in San Diego April 2010

Throughout April
Seeing Beauty Photography Exhibit
Seeing Beauty explores the aesthetics of beauty, expressed through the eyes of various photographers throughout the history of the medium.

Time: Tues - Sun 10:00 am - 5:00 pm

Location: Museum of Photographic Arts, 1649 El Prado, Balboa Park
For more information visit: www.mopa.org

April 3
The Black Eyed Peas - The E.N.D. World Tour
This is going to be an amazing show that will completely change the way you experience music!  Described as the ultimate Black Eyed Peas party experience, it also marks the first time that the group - will.i.am, apl.de.ap, Taboo and Fergie - will be united for a North American headline tour since their 2006 Monkey Business World Tour.
Time: 7:30 pm
Location: San Diego Sports Arena, 3500 Sports Arena Blvd.
For more information call 619-224-4171

  April 4
Flight Deck Easter Celebration,
  aboard USS Midway Museum
  Enjoy views of San Diego Bay from the flight deck.  Families can participate in Easter egg roll competitions, petting zoo, flight deck safari hunt, pictures with the Easter Bunny, story telling docents and more!
Time: 11:00 am - 2:00 pm
Location: USS Midway Museum, 910 N. Harbor Dr.
For more information please call 619-398-8250.

April 4
Point Loma Kiwanis Easter Sunrise Service
The services will be held in the lower parking lot, giving those who attend
a great early morning panoramic view of San Diego Harbor and the city
behind it.  The gates will open at 6:00 am, with the non-denominational service beginning at 6:30 am. Free.

Time: 6:30 am - 7:30 am
Location: Cabrillo National Monument, 1800 Cabrillo Memorial Dr.
For more information call 619-557-5450.

April 9-11
10th Annual Goodguys Del Mar Nationals
  The Goodguys 10th Del Mar Nationals presented by Meguiar's
  is a 3-day automotive happenin' featuring over 2,000 street rods, customs,
  classics, muscle cars, and street machines through 1972.  This event
  features an indoor and outdoor car show, a swap meet and cars for sale corral, commercial vendors and exhibits, hot rod seminars, Street Challenge AutoCross, live entertainment, model car show and more.
Time: Fri & Sat 8:00 am - 5:00 pm / Sun 8:00 am - 3:00 pm
Location: Del Mar Fairgrounds, Del Mar.
For more information visit www.delmarnational.com

April 10   
Bluegrass Day  
Enjoy a free concert filled with the sounds of Bluegrass, old-time jams and other favorite music!  It's a delight for all your senses, as the sweet sounds of strummin' and sight and frangrance of the flowers surround you, your family and your friends.
Time: Noon - 4:00 pm
Location: The Flower Fields, 5704 Paseo Del Norte, Carlsbad.
For more information visit visit www.theflowerfields.com or call 760-431-0352

April 10-11
The Flower Fields Arts and Crafts Fair
The Arts & Crafts Fair features an array of paintings, photography, and
  crafts created by local artisans.  While strolling among the arts and crafts
  and listening to music, guests will be able to relax and enjoy delicious
  heart-shaped strawberries grown in local San Diego fields.
Time: 9:00 am - 6:00 pm
Location: The Flower Fields, 5704 Paseo Del Norte, Carlsbad
For more information visit http://www.theflowerfields.com/arts_crafts.html or call 760-431-0352

April 17
Moonlight Beach Cleanup, Encinitas
To help out at an already coordinated cleanup, all you have to do is show up. Please wear comfortable clothes, closed toed shoes and sunscreen. Bring gardening or work gloves if you have them. If not, the Surfrider Foundation is happy to provide you with latex gloves if needed. They also provide the bags, hand sanitizer and other essentials for cleaning up trash.
Time: Show: 11:10 am - 3:00 pm
Location: Moonlight Beach, Encinitas  - meet on the sand by Cottonwood Creek
For more information information visit www.surfridersd.org

April 17
  El Capitan Reservoir Kayak
This is an adult and family program presented by the San Diego
  Natural History Museum.  El Capitan Reservoir has the largest capacity in
  San Diego's lake system.  It is a known nesting site for Spotted
  Sandpipers, Willow Flycatchers and Great Egrets.  Price includes kayak, equipment      and paddling instruction.  No previous kayaking or swimming experience is required.  $65 adult; $20 children..  Time: 9:00 am

Location: El Capitan Reservoir, 30 miles northeast of San Diego.
For more information visit www.sdnhm.org or call 619-232-3831

April 18
Port of San Diego's 'Day at the Docks'
Celebrating the official start of San Diego's spring saltwater sportfishing season, the fleet of 70 sportfishing boats of Point Loma will provide a
colorful backdrop of the day's events, featuring open house aboard fleet vessels, boat rides around the bay, casting contests, fishing tackle displays, apparel, fishing seminars, cooking demonstrations, marine retailers, a stocked fishing area for children, a hands-on marine art contest for kids, music, food and live entertainment.
Time: 9:00 am - 5:00 pm
Location: Refer to website for directions
For more information visit www.sportfishing.org

April 18
  EarthFair 2010, Balboa Park
Celebrate Earth Day at this free environmental fair and celebration (its
  20th year in Balboa Park).  With 60,000 other Earth lovers, this event is the
  largest free annual environmental fair in the world.  Features more than 350
  exhibitors, special theme areas, a food pavilion, a special Kids' activity area, three entertainment venues, the Children's Earth Parade, the eARTh Gallery art show, and the Cleaner Car Concourse.
Time: 10:00 am - 5:00 pm
Location: Balboa Park
For more information visit www.earthdayweb.org

April 24
Linda Vista Multi-Cultural Fair and Parade
International performers representing every corner of the globe, including Mexico, Brazil, Cuba, the Middle East, and Asia, will perform on three stages. Plan on a fun-filled day for the whole family complete with a Kids Zone, Teen Spot, Parade and World Arts Village. Renowned potters from Mata Ortiz will be at the fair selling their pottery.
Time: 10:00 am - 5:00 pm
Location: 6900 Linda Vista Rd.
For more information visit www.lindavistafair.org

April 24
  Norah Jones
  An American singer-songwriter, pianist, keyboardist, guitarist,
  and actress.  Her career began with her 2002 debut album
  "Come Away with Me", and adult contemporary vocal jazz album,
  that received five Grammy Awards.
Time: 8:00 pm
Location: Spreckels Theatre, 121 Broadway, Downtown San Diego.
For more information visit www.spreckels.net or call 619-220-8497

April 24
El Cajon Saturday Morning Neighborhood Clean-ups
Neighbors and volunteers are working together to rebuild and restore the neighborhoods of Downtown El Cajon, one street at a time. With your help, we can make a difference!  Come out on Saturday to spruce up the neighborhoods by removing trash and identifying graffiti.
Time: 9:00 am - 11:00 am
Location: Meet at the corner of Cypress Avenue and Sunshine in El Cajon.
For more information visit www.downtownelcajon.com or call 619-401-8858

April 24-25
  Mission Federal Artwalk
  San Diego's largest art and music festival celebrates both visual and
  performing arts.  This 26 year tradition takes place on the streets of
  San Diego's hippest artistic community: Little Italy.  300+ artists including
  a large installation of Mexican artists. Buy original.
Time: 11:00 am - 6:00 pm
Location: Little Italy
For more information visit www.missionfederalartwalk.org

April 24-25
Adams Avenue Roots & Folk Festival
Free music festival featuring folk, traditional roots music, Appalachian folk songs, Bluegrass, Americana, Cowboy, Cajun, rockabilly on multiple stages.  Fun for the whole family!
Time: Refer to website
Location: Adams Avenue, Normal Heights
For more information visit www.adamsaveonline.com

P.S. It's my intention to build lifelong relationships one client at a time. If you know of a friend, co-worker or family member who has a real estate need, please contact me. Your personal referrals are the greatest compliment I can receive!

A Division of Richard Realty Groups, Inc 5411 Avenida Encinas, Suite 110, Carlsbad, CA. 92008 Cell:  (760) 583-2107    eFax:  (760) 496-1649    DRE# 01357594

Survival Under Pressure for Girls 12+

One of my friends is teaching this class. 

(Survival Under Pressure)

Ladies (12+)    

Would you invest 4 hours of your life to insure your Safety and the Safety of your loved ones? Would you rather learn to defend yourself in an attack or avoid the attack in the first place?

Attend S.U.P. - a positive, non-threatening approach to Personal Safety.

During this informative, fast moving Seminar, you will learn the 'Secret' that Perps don't want you to know. Discover how most self defense classes are putting you at RISK! You'll also learn simple, practical ways to avoid becoming a victim. You'll leave with increased confidence and peace of mind, impacting every area of your life.

Taught by Shell Winder, Multiple Assault Survivor, Certified World Martial Arts Instructor and 3rd degree Black Belt. After studying the statistics, that one in four women is assaulted in her lifetime (FBI) and that the majority of victims become victims again, (RAINN) Shell devoted years researching Criminal Behavior & Victimology. Determined to turn Tragedy into Testimony, Shell has dedicated her life to helping others to "CHANGE the STATS!"

For questions about future classes & to Register, email 1SUP@sbcglobal.net

or call: 760-845-8645

Next Opening: Saturday, April 17

8:30am - 12:30 pm        NCCC- Fireside Room    1330 Poinsettia Lane   Carlsbad, Ca 92011  

SPECIAL: $35

Home Buyer Tips

Here’s a whirlwind tour of the most important tips I can give you for buying a home.

First, get pre-approved for your loan so you know what you can afford.

Second, start driving around different neighborhoods to find the ones you’d like to live in.

Third, investigate those areas by checking the crime rate at the police station and checking the school district zoning.

Fourth, avoid major purchases, like a car. It will show up negatively on your credit report.

Fifth, don’t open any new credit cards. And never close credit card accounts. These show up on your credit report, too.

Sixth, when you close the transaction, you’ll be overwhelmed with paperwork. It’s your duty to read all the documents you sign. It could take several hours, but you need to know what you’re signing.

If you’re ready to make your home ownership dreams a reality, give me a call and well get started today.

Short Sale is Deceptive.

The term Short Sale is deceptive, because they actually take a really long time. But if you’re willing to be patient and trust the process, we can almost always close the transaction for you.

I’m going to give you a few critical pieces of information in this video to help you avoid pitfalls in the Short Sale process.

I’ll start with a few words of caution to Sellers.

First, not all lenders will accept a short sale, so this may not be an option for you. But I will be happy to speak with your lender to see if this is a possibility for you.

Second, just because you’re upside down does not mean you’ll qualify. You must have a hardship, like loss of job, illness, divorce, death, or job transfer.

Third, I highly recommend that you speak with a lawyer and a CPA before starting this process. Here’s one reason why. When you got your loan, your lender may have filled in misleading information about you that. For instance, if they stated that you were making more money than you were actually making, you could be charged with fraud.

Now, if you can clear all these hurdles, then here’s the good news:   We can usually close the deal for you, and if you have a property under four hundred and fifty thousand dollars in good condition, you will get multiple offers.

The other good news is that if you can complete a short sale, the impact on your credit will be much less than a foreclosure.

For buyers, there are less hurdles to clear. But patience is still the name of the game. If you need to be in a house in 30 days, short sales are not for you. The process of buying a short sale takes six months on average, compared to 30-60 days for a traditional sale. Buyers have submitted up to 10 offers before one is accepted. So buyers have to be flexible and not get your heart set on any one house. Tell yourself that you’ll take the first offer that’s approved by the lender.

Last year one third of all short sales didn’t go through. That’s because this process is unfamiliar to many realtors and they weren’t prepared for the follow-through that’s required on these transactions. I’ve found that my persistent follow through with lenders enables me to close 99% of all my short sale transactions.

So if you have the patience, give me a call, and well get started on your Short Sale today.

Barbara Whisenant

Your Friend in the Business

Follow me on Twitter: www.twitter.com/barbarawhis

Be my Friend on Facebook: Barbara Whisenant http://www.facebook.com/barbarawhis

Be my Fan on Facebook: http://www.facebook.com/homes4salesd

Linkedin: http://www.linkedin.com/in/barbarawhisenant

Read my Blog: http://www.barbarawhis.com

Visit my Real Estate website: http://www.Homes4SaleSanDiego.com

Visit my Nu-Skin website: http://barbaraw.nsedreams.com

P.S. It's my intention to build lifelong relationships one client at a time. If you know of a friend, co-worker or family member who has a real estate need, please contact me. Your personal referrals are the greatest compliment I can receive!

A Division of Richard Realty Groups, Inc 5411 Avenida Encinas, Suite 110, Carlsbad, CA. 92008 Cell: (760) 583-2107    eFax: (760) 496-1649   DRE# 01357594

Feed The Children – Haiti - Vitameal

 

l By February 22, 2010,  I have made a personal commitment to feed 500 children affected by the devastating earthquake in Haiti.

As you know, I am very passionate about bringing relief to the hungry and suffering children of the world. I have found a very effective way to accomplish this goal. Through Nourish the Children, we do not just feed a starving child, we provide them a specially designed, delicious hot meal that contains all of the essential vitamins and minerals that this deserving child needs to heal the ravaging effects of starvation!

We work hand in hand with Feed The Children, one of the world's most effective humanitarian agencies. Because of the infrastructure that they have in place, (unlike most other food relief organizations), Feed The Children has been given access to a US military transport plane. As of Monday January 18^th, Feed The Children has already pulled 2.5 tons of VitaMeal from their Haiti clinic and distributed it to victims. (About 60,000 meals)

FTC has deployed two Feed The Children employees that will oversee the safe feeding of these children. Four thousand more VitaMeal bags are on their way (120,000 meals) and Nu Skin Enterprises has ordered the manufacturing of 20,000 additional VitaMeal bags destined for the children of Haiti!

I am writing you to see if you would consider “adopting” some of these children left homeless and in many cases parentless and alone, due to this devastating earthquake. Each bag will provide a hot nourishing meal for 30 children. $22 feeds 30 children, $44 feeds 60 children and $110 will feed 150 children. With such a generous heartfelt act, Nu Skin Enterprise will thank you by feeding an additional 30 children on your behalf!

This is your chance to reach out to the children of Haiti in a way that is SECURE, and really matters. Your bag is guaranteed to arrive safely and quickly into the hands of one of these desperate children. If you have a desire to reach out and help, PLEASE look at my website at http://barbaraw.millionsofmeals.com IMMEDIATELY.

My goal is to find loving hearts that will commit to sending one of these 20,000 VitaMeal bags today! In these hard times I find it hard to ask, but the suffering that these children are experiencing is far more devastating than anything we can imagine.

If you would like to make a difference in Haiti, PLEASE LET ME KNOW IMMEDIATLY!

You can either make a one time contribution, in multiples of $22, or - please consider continuing to feed the child you have “adopted”, each and every month?

If you would prefer to purchase VitaMeal for donation online, at my secure site please visit http://barbaraw.millionsofmeals.com/. Here you can place your order for VitaMeal with credit card or debit card by clicking on the donation tab.

We have all the reason in the world to implement this challenge.

The reports of devastation and hunger coming from Haiti are some of the worst we have ever seen.

You can also help by passing this information along to people you know who would like to make a difference in these children's lives. The children of Haiti thank you!

Blessings,

Barbara Whisenant

Your Friend in the Business

Follow me on Twitter: www.twitter.com/barbarawhis

Be my Friend on Facebook: Barbara Whisenant http://www.facebook.com/barbarawhis

Be my Fan on Facebook: http://www.facebook.com/homes4salesd

Linkedin: http://www.linkedin.com/in/barbarawhisenant

Read my Blog: http://www.barbarawhis.com

Visit my Real Estate website: http://www.Homes4SaleSanDiego.com

Visit my Nu-Skin website: http://barbaraw.nsedreams.com

P.S. It's my intention to build lifelong relationships one client at a time. If you know of a friend, co-worker or family member who has a real estate need, please contact me. Your personal referrals are the greatest compliment I can receive!

Short Sale Stall from CNBC